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All Journal Islamic Ecomonics Journal Ekonomi-Qu (Jurnal Penelitian Ilmu Ekonomi) Jurnal Ilmiah Ekonomi Islam Jurnal EMT KITA Jurnal Masharif al-Syariah: Jurnal Ekonomi dan Perbankan Syariah Journal of Economic, Bussines and Accounting (COSTING) At-Tawassuth: Jurnal Ekonomi Islam JURNAL PENDIDIKAN TAMBUSAI Citra Delima Scientific journal of Citra Internasional Institute Journal on Education Edumaspul: Jurnal Pendidikan Profit : Jurnal Kajian Ekonomi dan Perbankan Syariah International Journal of Economics, Business and Accounting Research (IJEBAR) Journal of Management and Business Innovations Management Studies and Entrepreneurship Journal (MSEJ) Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Review of Islamic Economics and Finance JURNAL ILMIAH MAKSITEK JURNAL ILMIAH KOHESI JEKPEND Jurnal Ekonomi dan Pendidikan JURMA : Jurnal Program Mahasiswa Kreatif El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Al-Sharf: Jurnal Ekonomi Islam INTELEKTIVA El-Mujtama: Jurnal Pengabdian Masyarakat JIKEM: Jurnal Ilmu Komputer, Ekonomi dan Manajemen Transformasi Manageria: Journal of Islamic Education Management ETNIK : Jurnal Ekonomi dan Teknik Humantech : Jurnal Ilmiah Multidisiplin Indonesia Jurnal Akuntansi AKTIVA EKSYA: Jurnal Ekonomi Syariah EKONOMIKA45 Salimiya : Jurnal Studi Ilmu Keagamaan Islam eCo-Fin Journal of Management and Business Jurnal Ekonomika Dan Bisnis Balance : Jurnal Akuntansi dan Manajemen Economic Reviews Journal As-Syirkah: Islamic Economic & Financial Journal MES Management Journal Journal of Innovation Research and Knowledge Optimal: Jurnal Ekonomi dan Manajemen Commodity : Jurnal Perbankan dan Keuangan Islam Moneter : Jurnal Keuangan dan Perbankan Regress: Journal of Economics & Management Innovative: Journal Of Social Science Research COREAI: Jurnal Kecerdasan Buatan, Komputasi dan Teknologi Informasi Jurnal Informasi Keagamaan, Manajemen dan Strategi Citra Delima Scientific journal of Citra Internasional Institute Jurnal Pendidikan Kesehatan SAUJANA : Jurnal Perbankan Syariah dan Ekonomi Syariah Jurnal Al-ittifaq IIJSE JESKaPe: Jurnal Ekonomi Syariah, Akuntansi dan Perbankan JOIES (Journal of Islamic Education Studies) Prosiding Seminar Nasional Unimus
Jannah, Nurul
Universitas Islam Negeri Sumatera Utara
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Journal : EKSYA: Jurnal Ekonomi Syariah

 1 
PENGARUH RASIO CAPITAL, ASSET, EARNING DAN LIKUIDITAS TERHADAP PROFITABILITAS (ROA) PADA PT. BANK ACEH SYARIAH, Tbk. PERIODE 2011-2020 Annisa Suci Ramadhani; Imsar; Nurul Jannah
EKSYA : Jurnal Ekonomi Syariah Vol. 2 No. 2 (2021): JURNAL EKSYA: JURNAL EKONOMI SYARIAH
Publisher : Program Studi Ekonomi Syariah Sekolah Tinggi Agama Islam Negeri Mandailing Natal

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Abstract

This study aims to determine the effect of the ratio of capital, assets, earnings, liquidity on profitability (ROA) at PT. Aceh Sharia Bank. This study uses a quantitative approach with data sources from secondary data. This study uses a documentation study research method using data from financial balance reports, profit sharing distributions and financial ratios on a quarterly basis from 2011-2020 at PT. Bank Aceh Syariah, Tbk the analytical technique used is multiple linear regression test using SPSS 25.0 analysis tool. The results of this study indicate that partially (T test) the CAR variable has a positive and insignificant effect on Return On Assets (ROA) at PT. Bank Aceh Syariah, Tbk with a tcount of 1.224 and a significance probability value of 0.229. NPF has a positive and significant effect on Return On Assets (ROA) at PT. Bank Aceh Syariah, Tbk with a tcount of 3.255 and a significance probability value of 0.003. BOPO has a negative and significant effect on Return On Assets (ROA) at PT. Bank Aceh Syariah, Tbk with a tcount of -17,140 and a significance probability value of 0.000. And FDR has a negative and insignificant effect on Return On Assets (ROA) at PT. Bank Aceh Syariah, Tbk with a tcount of -0.407 and a significance probability value of 0.686. In this study, the more dominant variable that has an influence on the profitability of Return On Assets (ROA) is the NPF variable. And simultaneously the variables CAR, NPF, BOPO, FDR have a significant effect on Return On Assets (ROA) with a significant value of 0.000 and the Fcount value of 97.495 or greater than the Ftable value of 2.64. The value of the coefficient of determination is 91.8%.
ANALISIS STRATEGI IMPLEMENTASI CORPORATE CULTURE BANK SUMUT CABANG SYARIAH SIBOLGA PADA MASA PANDEMI COVID-19 DALAM PERSPEKTIF ISLAM Ummi Kalsum; Muhammad Ramadhan; Nurul Jannah
EKSYA : Jurnal Ekonomi Syariah Vol. 2 No. 2 (2021): JURNAL EKSYA: JURNAL EKONOMI SYARIAH
Publisher : Program Studi Ekonomi Syariah Sekolah Tinggi Agama Islam Negeri Mandailing Natal

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (335.165 KB)

Abstract

In general, Corporate Culture is an opportunity to expand or form human resources with changes in attitudes and behavior such as beliefs, values, and norms that characterize the company which is followed by company members and is expected to align themselves with emerging and future obstacles. At Bank Sumut, the Sibolga Syariah Branch, there is a corporate culture with the BEST corporate values, vision, mission, and company motto based on an Islamic perspective. However, during this COVID-19 pandemic, there are several company values ​​that are less effective in their implementation as usual, namely Energetic, Friendly, High Integrity, and Safe. This study aims to identify the principles of corporate culture, corporate culture in an Islamic perspective, and strategies for implementing corporate culture during the COVID-19 pandemic at Bank Sumut Syariah Branch Sibolga. In this study, the researcher used a descriptive qualitative study technique. Data collection methods are using observation, interviews, and documentation. The results of the study conclude that the principle of corporate culture at Bank Sumut Syariah Branch Sibolga Sibolga is the first company values ​​which are abbreviated as BEST, vision, mission, and company motto. Second, the corporate culture at Bank Sumut Syariah Branch Sibolga is based on an Islamic perspective. Third, to overcome problems with several company values ​​that experienced obstacles during the covid-19 pandemic, the company made a design for the application of Bank Sumut Syariah Sibolga corporate culture during the covid-19 pandemic
ANALISIS SWOT TERHADAP PROSEDUR KLAIM ASURANSI PRODUK UNIT LINK (STUDI KASUS PADA PT ASURANSI JIWA SYARIAH BUMI PUTERA 1912) Sri Bella Larasaty Yuandra; Nurbaiti; Nurul Jannah
EKSYA : Jurnal Ekonomi Syariah Vol 4 No 2 (2023): JURNAL EKSYA: JURNAL EKONOMI SYARIAH
Publisher : Program Studi Ekonomi Syariah Sekolah Tinggi Agama Islam Negeri Mandailing Natal

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56874/eksya.v4i2.1226

Abstract

This research is to find out the procedures for filing unit link insurance product claims at PT AJS Bumiputera Medan branch and to find out the SWOT analysis of submitting unit link product insurance claims PT AJS Bumiputera 1912 Medan branch. The formulation of the problem in this study is 1) What is the procedure for submitting unit link product insurance claims at PT AJS Bumiputera? 2) How is the SWOT analysis of the submission of unit link product claims at PT Asuransi Jiwa Syariah Bumiputera Medan Branch. This research uses qualitative methods, and the research approach used is direct research conducted by interviewing companies. In this study the authors used document research by collecting data and information through document archives. And using two data sources, namely primary data and secondary data. This research is that the results of a SWOT analysis of the insurance claim procedure for unit linked products. By using SO, WO, ST, and WT. The procedure provided by the company is very clear and makes it very easy for the insured. Claim procedures can make claims division easier, however, not all participants understand the applicable procedures. Settlement of claims for the company's decision-making process in collaboration with the police to facilitate the claims division with surveys to locations to find facts.
Co-Authors Ahmad Ridwan Hasibuan Ali Akbar Harahap Ali Daud Hasibuan Alisyah Fatiya Raghdha Alwi Muarif Sembirin Alya Avina Ananda Dwi Cahya Annisa Lestari Ritonga Annisa Suci Ramadhani Ardhia Meianti ARIF RAHMAN Arif Ramadhan Arnita Septiani Panjaitan Arya Neta Adinda Jambak Asmuni Asmuni Aula Maulidah Aya tullah Ayu Rahmawati Ayudiah Uprianingsih Azizah Mudrikah Azizahsekarningrum Dea Dara audina Devi Aprilia Ningsih Dharma, Budi Dina Yanti Dinda Kartika Egi Regi Prayoga Eka Purnama Sari ENDRI ENDRI Eski Aditya ESKI ADITYA Fadia Salsabila Rahmawan Faisal Akbar Fany Renaldy Harahap Farhan Edma Manurung Farida Hanum Boangmanalu Feby Sahira Firdha Aigha Suwito Fitra Maulana Roza Fitri Rahmadani Harahap Hadi Nasbey Hamdani Achmad Hanifah Oktaviani Fakhri Hanizar Simatupang Hari Subakti Hervina Dahlianti Ilham Tri Wardana Imsar Imsar Imsar Imsar Imsar Imsar Inayatul Widad Nasution Intan Wulan Dari Bancin Inten Sulistya Ningsih Irani Eka Putri Pohan Irma Septria Mawarni Isnaini Faraz Azis Ilmi Sitorus Julia Putri Zahara Junita Sari Juwita Wulandari Dalimunthe Kamilah , K Kamilah, K Khairunisah Khairunisah Kurnia Sandi Panjaitan Lena Mardiana Silaen Lia Purnama Sari Lin Arshy Cahaya Lutfiah Lutfiah M. Ridwan Ridwan M. Ryansyah Marliyah Marwah Auliyani Maryam Batubara Maryam Batubara MASDELIMA HASIBUAN MAULIDYA REZEKI Meyana Sari Miftah Khoiriaturrahmah Miranda Julia Pasaribu Muhammad A rif Muhammad Afdhal Muhammad Arif Muhammad Arif Muhammad Arif Muhammad Lathief Ilhamy Nasution Muhammad Ramadhan Muhammad Ravi Akbar Muhammad Rijal Fanshury Hasibuan Muhammad Yafiz Muhammad Yunus Sofian Mutia Maudy Khasanah Nadira Paramita Nadya Ulfah Neila Susanti Novita Ayunda Sari Nur Ahmadi Bi Rahmani NUR AHMADI BI RAHMANI Nur Ainun Siregar Nur Fadlilah Nur Indah Sari Nur Sabiatul Aulia Nur Salsabila Arwan Nst Nurafria Nanda Nuraisyah Syarifah Nurbaiti Nurlaila Harahap Nurlaila Nurlaila Olief Ilmandira Ratu Farisi Prayugo Ali Abdillah Purnama Ramadani Silalahi Putri Ismaydina Putri Masrifah Rafiqa Humaira Nasution Rahma Nur Azizah Pohan Rahmad Raja Martua Hasibuan Rahmat Daim Harahap Imsar Ramayani Rere Pufa Ribki Insania Rima Yohani RINDI SAFIRA Rini Muthi’ah Riyadi, Muskhab Eko RIZKIA ZAHRA Rizky Abdillah Robi Mufti Rofiqoh Ainun Rona Melati Pakpahan Ruqayyah Ruqayyah Ryan Arianda Salwa Fadillah Haya Salwa Khairussyifa Sania Adela Putri Sindi Novita Sari Siti Aisyah Siti Rahmah Ritonga Sri Bella Larasaty Yuandra Sri Ramadhani Sri Ramadhani Sri Sudiarti Sri Sudiarti Sri Sudiarti Sugianto Suggianto Sugianto Sugianto Sugianto Sugianto Sugianto Sugianto Suspita Sari SYFA ARIKAH Tambunan, Khairina Tri Inda Fadhila Rahma Tria Silvia Tuti Anggraini Tuti Anggraini Tuti Damayanti Marbun Ummi Kalsum Vega Liana velly khairunnisa velly Vera Yunita Hasibuan Wahyu Sarvina Widya Iswanty Wika Nurfuadi Wiwin Khairany Simanjuntak Yena Puspita Yeni Rahma Yeni Rahman Nst Yenni Samri Juliati Nst Yusrizal Yusrizal Yusrizal Yusuf Yusuf ZAHRINA GHAISANY PULUNGAN Zainarti Zikri Rahman Zuhrinal M. Nawawi